Money without
borders.
Receive, hold, convert, send and spend. A USD account and stablecoin wallets — in one app, for your business.
Coming soonWhat your bank won't give you.
- 01
Receive
A dollar account in your name. Your clients abroad pay you as if it were local.
- 02
Hold
Your balance stays in dollars. You decide when to convert it to local currency.
- 03
Pay
Pay suppliers abroad at the same exchange rate you see on screen.
Dollar accounts for your business. Without the usual bank.
Get paid from the United States and Europe, hold dollars and pay wherever you operate. At the real exchange rate, with no hidden fees.
Send money to bank accounts around the world.
Get paid abroad. Operate at home.
A client in Miami pays you in dollars. The money lands in your account. Use it for payroll, suppliers, or just let it sit.
Convert dollars to local currencies.
It's not a remittance. It's an account.
A remittance charges you to bring the money in. Here the payment lands in a dollar account with its own details, and leaves when you move it. No surprises in the exchange rate.
- US account details
- Conversion at market rate
- A receipt for every transaction
Built for those who earn in one country and spend in another.
Importers, freelancers, distributed teams. One account for money that crosses borders.
The card to spend those dollars.
Use it at home or abroad. Charges come out of your dollar balance, at the rate you already saw. No surcharge from your card's bank.
Good to know.
What is Lipa?
The dollar account for Latin America. A USD account, stablecoin wallets and a debit card in one app, for your business.
Is Lipa a bank?
No. Lipa is a financial technology company. USD accounts, cards and custody are provided by licensed partners.
How do I get paid?
Share your U.S. account details to receive by ACH or wire, or your wallet address to receive USDC, USDT or EURC. Everything lands in one balance in dollars.
Can I open an account for my business?
Yes. Lipa has accounts for individuals and for businesses, in the same app.
Can I convert to my local currency?
Yes. Convert dollars to local currencies and see the exchange rate before you confirm.
How much does it cost?
You always see the fee, the exchange rate and the final amount before you confirm. No surprises.
Coming soon.
Lipa is almost ready. On iOS, Android and the web.